Services we offer

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Medical Supplement Plus

Hospital Admission $500

Daily Hospital Benefit $250

One day elimination period up to 3 days

Emergency Room $200

Urgent Care $100

Ambulance reimbursement $100

Outpatient copay $200

Advanced Radiology copay $50

Office Visits up to $35 per visit

$175 limit

Specialist Visits up to $60 per visit

$120 limit

E or online Visit up to $25 per

$50 max

Perscription co-pay up to $45 per

$320 max

Out of Network Well Woman $50 Vision Benefit

Glasses or Contacts up to $100 per year

Member $18.20
Family $29.20

$2500 per person per year annual maximum. Restrictions apply. See policy for details.

Click Here to Download the Brochure

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Disability

You can choose from three different plans to help you cover medical or living expenses while you can’t work. All plans include $25,000 or $40,000 Accidental Death and Dismemberment coverage.

  • Plan A-$1,000 a month for accidents only – Provided to all Houston Police Officers upon employment.
  • Plan B-$1,000 a month for accidents and sickness – $8.95 a month
  • Plan C- $1,500 a month for accidents and sickness – $19.95 a month

Click Here to Download the Brochure

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Accident

We created an Accident plan with Combined Insurance to meet the need for Accident coverage for police officers. The Combined Accident Champion, Diamond or Platinum, includes on-the-job and off-the-job coverage.

  • Cover the whole family for reimbursement on your child’s medical bills due to accidental injuries.
  • Includes a disability benefit for the policyholder, so you can claim on your medical bills and cover living expenses if you can’t work.

Click Here to Download the Brochure

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Illness

Our Critical Illness Champion through Combined Insurance can help you make up for lost income if you’ve been diagnosed with a critical illness and can’t work during recovery.

  • Covers heart attack, cancer, and stroke diagnoses.
  • Includes coverage for your children if they are diagnosed with a condition such as cystic fibrosis.
  • Receive a $50 benefit for completing your annual health screening.

Click Here to Download the Brochure

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Life

Lifetime Benefit Term Champion

Our Lifetime Benefit Term Champion through Combined Insurance is more than just a plan to help your family cover your final expenses. You can use your benefits to cover certain medical expenses while you are living.

  • Receive a guaranteed Death Benefit even after you turn 70.
  • Use your Death Benefit to pay for Long Term Care if a health condition requires it while you’re living.
  • Half of your Death Benefit is available immediately if you become terminally ill.

Click Here to Download the Brochure

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Life

Group Term Life

We offer Group Term Life insurance through MetLife as part of the Texas Police Trust group life plan. This plan includes an Accidental Death and Dismemberment (AD&D) benefit which pays up to the same amount you are insured.

Click Here to Download the Brochure

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Dental

You can choose between our two plans offered by MetLife and Ameritas. This is a full coverage dental plan, not just a supplemental plan.

  • Choose the dentist you want to go to with the Dental Indemnity (PPO) plan.
  • Pick from MetLife’s network of dental providers with the DHMO (Dental Health Maintenance) plan.
  • Preventative maintenance covered twice a year.

DENTAL BENEFITS

Managed Care (DMO) Indemnity
Member Only $13.16 $36.98
Member + 1 $24.16 $76.68
Family $29.66 $107.74

Schedule of Benefits

Click Here to Download the Brochure

Find A Dentist

 

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Vision

Our Vision plan is offered by Ameritas. It is a full coverage vision plan, with yearly eye exams and yearly glasses and contacts allowances.

VISION BENEFITS

Member Only $8.12
Member + 1 $16.34
Family $23.84

Click Here to Download the Brochure

contact

1600 State Street
Houston, Texas 77007

832-200-3410
832-200-3470
info@policetrust.com