No matter what you need, we’ve got you covered.
We formed Houston Police Benefit Trust to provide medical, disability, life and dental coverage to officers across Texas. Founded by retired and active Houston Police Officers, we knew our on-the-job experiences would help us create plans that covered officers when they needed it.
For information about specific benefits packages and to access downloadable forms, click on the menu options above. If you have any questions, please contact our offices at 832.200.3410 or via email at [email protected].
Our commitment to support law enforcement is in the numbers.
You do everything you can to stay active and healthy, but accidents happen every day, including sports-related accidents. An injury that hurts an arm or a leg can hurt your finances too. That’s where Accident Champion can help. Accident Champion pays cash benefits directly to you or anyone you choose regardless of any other coverage you have. And Accident Champion pays extra benefits for injuries resulting from participating in organized sports. Let Accident Champion help take care of your bills so you can take care of yourself and your family.
Pays you $100 soon after you report your first claim for covered benefits! If you get injured, we can begin processing your claim right as soon as you submit it, so you can get cash fast.
Your benefits increase 25%, up to $1,000 per person per year, for injuries resulting from participating in organized sports! Playing sports can lead to injuries and unwelcome expenses. We’ll increase your benefits to help pay those expenses.
We pay cash benefits for Admission, Daily Confinement and Recovery! Whether you are released to a Rehabilitation Center following a hospital stay or you recover at home, we pay a daily recovery benefit to help with your transition.
First Accident
Ambulance
ER Visit
X-ray
Fracture
Crutches
Physical Therapy
Follow-up Visits
Subtotal
PLUS Sports Package
Remaining Coverage
$100
$200
$150
$40
$1,000
$100
$500
$150
$2.240
$560
$2,800
Paying your bills? Taking care of your family? Getting better? If you’re like most people, being diagnosed with a critical illness can be overwhelming, even scary. The last thing you want to worry about is money. Critical Illness Champion pays cash benefits directly to you that can be used to help with your bills, your mortgage, your rent, your childcare—you name it—so you can focus on recovery.
Critical illnesses, such as heart attack, cancer and stroke, happen every day. They can have serious consequences, both physical and financial. To maintain your lifestyle and help you recover, you may need some financial help.
While you’re being treated for a critical illness, your income could be affected for 3 to 6 months. Most families do not have enough savings to keep up with:
Simply put, critical illnesses cost money. Even with medical insurance, out-of-pocket expenses like these can pile up quickly: • Medical Deductibles and Co-Pays • Out-Of-Network Specialists • Prescriptions • Rehabilitation • Nursing Care • Medical Travel
$20,000 Face Amount x3 = $60,000 Total Maximum Benefit
Heart Attack Diagnosis
Stroke Diagnosis
Stroke Recurrence
Remaining Coverage
$20,000
$20,000
$5,000
$15,000
If you get sick again with another covered condition, you’re still covered. With Triple Benefit, you can receive up to 3 times the Face Amount for each person you choose to cover. That means if you choose a $20,000 Face Amount you can receive as much as $60,000 in cash.
If we have paid a critical illness benefit for Benign Brain Tumor, Cancer, Coma, Heart Attack or Stroke, and there is a recurrence, you can receive up to 25% of your Face Amount, as long as you were back to work and treatment-free for at least 6 months. The Recurrence Benefit can be paid up to 2 times.
When it matters most, Houston Police Benefit Trust is there.
